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News and Articles

Securing a mortgage in Spain

28 June 2018 239

While most Spanish banks will lend money to people living overseas, complications can occur. Therefore, it’s imperative to understand your options to avoid any unpleasant surprises.
Fixed-rate mortgage
As a non-resident property buyer you will pay higher interest rates than if you had residency. The typical option in this case is a fixed-rate mortgage at around 2.5% for 20 years. With a variable rate mortgage, between 1.1% and 1.25% is added to the Euribor index.

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British buyers boost Spanish property market

28 June 2018 222

The latest news from Spain reveals that you could be joining an ever-growing army of British property buyers, who have boosted home sales there.
Surge in property purchases in Spain
There were 128,990 home sales recorded by the Land Registry in the first quarter of 2018, an increase of 13.4% compared to the first three months of 2017. This represents the highest total in the last 38 quarters, over a period of almost ten years according to the latest report by the Association of Spanish Property Registrars.

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Spanish holiday home market enjoys time in the sun

14 June 2018 57

The Spanish holiday home market is enjoying its time back in the sun, reports the Spanish daily El Pais. Holiday-home prices are rising, and building sites with cranes dot coasts once again.
“Areas with clear signs of recovery in the holiday home market are the Balearics, Canaries, Costa del Sol, North Alicante, and the Maresme,” Pedro Soria, Tinsa’s commercial director.

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